Disability Insurance Available To Medical Students

The University of Texas Medical Branch does not require students to have disability insurance, but strongly recommends that students consider whether they should purchase their own coverage.

This information is subject to change without notice. Please call the contacts listed to verify provisions of coverage and premium rates.

Name Principal Financial Group Standard Life Insurance Metropolitan Life MassMutual Financial Group
Underwriter Principal Standard Metropolitan MassMutual
Eligibility MS III & MS IV MS III & MS IV

MS III &

MS IV

MS IV
Premium

Age Dependent Unisex rates Female or Male

Age 25 $25.32/mo

Age Dependent Unisex

rates Female or Male

Age 25 $24.38

Age Dependent Sex Distinct rates

Age 25 Female $40.79 Male $28.71

90-Day waiting period Male or Female $35.32/mo.

Maximum Benefit Available $1500/mo. $2000/mo. $2000/mo. $1500/mo.
Total Disability Unable to perform substantial & material duties of your occupation and not working Unable to perform substantial & material duties of your occupation. Even if gainfully employed. Prevented from performing the material and substantial duties of the insured's regular occupation and not working. Unable to perform substantial and material duties of your occupation and not working.
Residual or Partial benefits Yes Yes Yes Yes
Nervous/Mental, Drug, Alcohol, Abuse Claims Payable for full benefit period. Limited to 2 year benefit payment Unless hospital confined. Payable for full Benefit period. Payable for 2 years with no aggregate lifetime limit (isolated event).
Can Premiums or Policy Provisions Change? No No No
Contact

T. Jeffrey Przybyla, CLU

Anne M. Day, RHU
Life Brokerage, Inc.
13101 N.W. Freeway; Suite 230
Houston, Texas 77040
713-895-8181
800-338-7138
www.lifebrokerageinc.com

Fabian Ledesma MassMutual Fin. Group

1980 Post Oak Blvd.

Suite 1700

Houston, TX.  77056

713/968-6115 Fledesma@finsvcs.com

Disability Insurance main page

 

 

 

Old Red

We are proudly located in the historic Ashbel Smith Building, affectionately known as 'Old Red'.

Second Floor, Room 2.210

Mailing address:
Office of Enrollment Services
The University of Texas Medical Branch
301 University Boulevard
Galveston, Texas 77555-1305

Ph: (409) 772-1215
Fax: (409) 772-4466
enrollment.services@utmb.edu

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